Mercia Dental Equipment Ltd works with a handful of experienced and trusted finance companies to help you get the most competitive rates. We look at specific financial solutions to suit your needs, taking into consideration cash flow, VAT and tax positions together with longer term objectives to make sure you get the best overall deal for you.

Hire Purchase & Leasing for Dentists

We can offer Hire Purchase and Leasing options for Dentists to finance most items of dental equipment from Dental Chairs, Autoclaves & X-ray systems through to complete surgeries.

Hire Purchase, VAT funding & the Annual Investment Allowance

Hire Purchase is the perfect solution if you want to reduce your Income/Corporation Tax liability but pay for the equipment monthly. When all the repayments are made you will own the dental equipment outright. Our Hire Purchase agreements are extremely flexible and can be used to finance:

  • Dental Chairs
  • Dental Equipment
  • Cabinets
  • New and Refurbished Surgeries

Dental equipment acquired on Hire Purchase will qualify for the 2013 Annual Investment Allowance enabling you to offset up to £250,000 of capital equipment against the profit of your practice.

No Deposit Required

Established dentists can take advantage of a no deposit scheme where the repayments are scheduled monthly in advance over a period of up to five years.

Lease Rental

Lease Rental offers the ideal solution for new start dentists and those preferring to spread their tax allowance over the life of the lease. VAT on the cost of the equipment is paid and recovered by the finance company, then charged to you as they collect the rentals. Available from one rental in advance, the agreement can be spread over up to five years and at the end of the lease we can usually transfer title for a nominal fee.

What products do we finance?

We deal with most well known brands including:

  • Belmont
  • A-dec
  • W&H
  • Satelec
  • MediSafe
  • NewMed
  • NSK
  • Durr
  • Cattani


Contact us so we can advise on the most suitable finance option and give you an indication of the monthly cost.

We will always go that extra mile so you get the equipment finance you need when you need it and we can act quickly, so in most circumstances you could have your new equipment installed and paid for within a week.


See some examples of our finance packages here